Roth Ira Contribution Limits 2025 Over 60. For 2025, the irs has increased contribution limits for various retirement plans, health savings and educational accounts. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025.

See the chart below for a summary of the new income limits. Below is a guide to understanding roth ira contribution limits for 2024 and 2025, and why roth conversions may still be a smart choice for boomers and zoomers alike.